If someone comes to borrow for the purpose of greed, while his life is good, don't borrow. Tell him to be patient and climb level by level to his worldly ambitions. If you really want to help, make a written agreement, loan amount, loan period, payment method with two witnesses.
If the person who comes to borrow is indeed a person in trouble, lend with the intention of charity. If he is able to pay, that is a good thing, if he is not able to, it has already been halal. If someone comes to borrow for the purpose of the hereafter (jihad fisabilillah), give sincerely as an investment for your own hereafter.
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